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Free business planner · no company needed

Plan your business before you start it.

You have an idea. Before you spend your savings or ask anyone for money, find out what it really takes: how much money you need, when you break even, and what one shop or location earns. Free, for anyone.

  • A 36-month projection of profit and cash
  • The amount to raise, with a safety margin
  • An investor pack you can send by private link

Start for free

No card, no company documents. We email you a link to sign in.

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What you get, on a real example

Importing moka pots for supermarkets, with a free coffee grinder in every store

The example that comes with the planner. Its figures are placeholders, but the results below are calculated live by the same planner you will use.

Money to raiseUSD 119'000peak need USD 98'778 + 20% margin
Break-evenMonth 6operations cover their costs
One store earnsUSD 102a month after its own costs
Grinder pays back in4.9 monthsset-up USD 500 per store
Nov 2026May 2027Nov 2027May 2028Nov 2028May 202922'3500-98'778

Revenue Costs Cash (USD)

The surprise most founders miss: in this example, most of the money is not needed for the grinders. It is tied up in imported stock bought three months ahead and in supermarkets paying 45 days after delivery. Selling faster even needs more cash at first. The planner shows you this before it happens.

Four steps, about an hour

  1. Your ideaA few sentences: the problem, your customers, how you make money, and what you ask for.
  2. What you sellProducts with price, purchase price, import duty and freight, and where you sell: shops, kiosks or branches that open one after another.
  3. What it costsSalaries, rent, transport and marketing, costs per location, equipment and one-off set-up costs.
  4. When cash movesStock bought ahead, customers paying later, your own savings, investors, loans and grants.

How much to raise

The deepest point your cash reaches, plus a safety margin. Ask for the right amount, not a guess.

Profit and cash, month by month

For 3 to 5 years: revenue, costs, profit, investments and the cash in your account.

One location at a time

What a single shop, kiosk or branch earns per month, and how fast its set-up pays back.

Low, base and high

See what happens if you sell less, costs rise, or things go better than planned.

An investor pack

Your pitch and the numbers in one document, sent by a private link you can withdraw. You see when it is opened.

From plan to real books

When you start trading, move your plan into MyBooks.Africa accounting and compare plan and reality every month.

For anyone with an idea

Market traders who want to open a second stall. Students with a business idea. Families back from abroad who want to invest at home. Farmers thinking about processing. First-time founders talking to their first investor. If you can describe what you will sell and what it costs, you can plan it.

🔒 Your plan is private.Only you and the people you send it to see it. Our team has no screen that shows your plans, and an investor pack you share is encrypted with a key that exists only in the link you send.
Is it really free?

Yes. The business planner is free: no card, no trial period. We hope that when your business starts, you will keep your books with MyBooks.Africa, but you do not have to.

Do I need a registered company?

No. Sign up with your name and email. You need a registered company only for MyBooks.Africa accounting, once you trade.

Are the results advice or a promise?

No. The planner calculates what follows from the figures you enter. The quality of the plan depends on the quality of your assumptions: get real quotes, prices and costs where you can.

What happens when I start my business?

Apply for MyBooks.Africa accounting with the same email. Once approved, open your plan and move it into your company. From then on, the plan is compared with your real books every month.

Can I delete my account?

Yes, at any time, from the bottom of your plans list. Your plans and any investor links you sent are deleted with it.

Your idea deserves real numbers.

Start my free business plan