Who we are: a founder who learned bookkeeping the hard way.
Our story
Private by design. Our team cannot open or see your books. We simply provide the platform for you to track your cash flow.
Accounting that keeps up with African trade, supported by PAPSS.
Quotes, invoices, banking, payroll and real double entry books in one place, with a path to financing when you are ready. Built for African companies trading across the continent and with the world.
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No password. We email you a secure link.
Good books open doors to financing.
Banks and microfinance institutions want to see that a business is real, organised and able to repay. Keep your books in MyBooks.Africa for 24 months, reconcile your bank statements, and you can show exactly that.
- Your readiness score. See how close your books are to what lenders ask for, and what to fix: 24 months of bookings, bank statements for every month, reconciled bank lines.
- Your lender pack. 24 months of figures, balance sheet, cash in and out, open invoices and existing loans, in one clear report.
- Shared only by you. Send it to a partner bank or MFI, or to your own bank, with a private link you can withdraw at any time. You see when it is opened.
Just starting out? Build a 36-month business plan instead: what you will sell, where and at what cost, how much money you need to raise, when you break even and what each shop or location earns. Send investors a pack with your pitch and the numbers, then compare the plan with your real books once you trade. No company yet? Use the business planner for free, no card and no approval needed.
Strictly opt-in: nothing happens until an owner switches financing on, and nothing is shared until you send it. Our team still cannot see your books, and a shared pack is encrypted with a key that exists only in the link you send. If a partner lender finances you, the partner may pay us a referral fee. You never pay us for it.
One subscription. Everything a growing African business needs.
From your first quote to your first loan, and from your first employee to your first investor. All in one place, for every user you invite. All core features included; Financing readiness available as add-on.
Sell and get paid
- Quote to cash in one chainQuote, order, delivery note and invoice copy from each other, so you always see what was delivered, invoiced and paid.
- Invoice in any currencyUSD, ZWG, ZAR, KES, NGN, EUR and more. Exchange differences are booked for you.
- Professional documentsYour logo and bank details on every invoice, emailed with a link your customer can open.
Stay on top of your money
- Bank, mobile money and cashEcoCash, M-Pesa, MoMo, bank accounts and the cash box. Import statements and match them in one click.
- AI suggests the accountsUpload supplier invoices and receipts: they become draft bills and expenses with the supplier, amounts and the accounts to debit and credit suggested for you, by AI if you switch it on. You always check before anything is booked.
- Real books, always balancedDouble entry, VAT statement, income statement, balance sheet and year-end closing at the click of a button.
Run your team and your obligations
- Payroll and payslipsMonthly pay runs with PAYE, AIDS levy, NSSA and ZIMDEF worked out, and a payslip for every employee.
- Loans and credit linesEvery loan and repayment in one place, with one-page loan agreements signed electronically by both sides.
- Your whole team, your rulesUnlimited users, owner and user roles, payroll access only for those you choose, and several companies on one sign-in.
Grow and raise money
- A business plan investors can readTurn an idea into a 36-month projection: how much to raise, break-even and what each location earns. Free for anyone without a company yet.
- Financing readiness Add-onWith 24 months of books, see your readiness score and share a lender pack with banks and MFIs. Only if you choose.
- A members-only business directoryFind suppliers, buyers, clearing agents and logistics partners across Africa, and be found by them. Listing is optional.
- Built for trade across AfricaSet up for 35 African countries, zero-rated exports, and a connection to PAPSS on the way.
- 35African countries set up for you
- Unlimitedusers, documents and contacts
- 1 priceper company, all core features included
- Neveryour data sold. Your books stay yours
Your books are yours. Not ours.
We built MyBooks.Africa so that our own team cannot open your books. No admin screen shows them, we can never sign in as you, and the identity documents you give us are locked in a vault that not even our servers can open.
- PrivateOnly the people you invite see your books. Our team sees your company name and subscription, never your contacts, invoices, bank or bookings.
- ProtectedEncrypted connections, no passwords to steal, one-time sign-in links, and a log of every change you can read yourself.
- PortableDownload everything with one click, any time, even after you leave. Your data is never held hostage.
- Never soldNo advertising, no data deals. Our customers pay us. The only other income: a referral fee from a partner lender, if you choose to apply for financing through us.
USD 150 for your first year pays for exactly this: the encryption and security that protect your company data. It is not a licence fee, and we never sell data to make up the difference.
One sale, one chainQuote, order, delivery note and invoice, linked.
One sale, one chain. Each step copies the lines from the last, so you always see what was quoted, delivered, invoiced and paid.
Payroll includedPay your team from the same books.
Monthly pay runs with a payslip for every employee, taxes and social security worked out for you, and the totals posted to your accounts. Set up for Zimbabwe with PAYE, AIDS levy, NSSA and ZIMDEF, and adjustable for every other country.
How payroll worksPay across Africa with PAPSSIn seconds, in your own currency. We are connecting.
For African businesses, we are connecting MyBooks.Africa to PAPSS: payments between African countries that are faster, cheaper, and stay on the continent instead of detouring through dollars and foreign banks.
- FasterSeconds, not days
- CheaperNo conversion via USD or EUR
- Connected23 countries and growing
Live on PAPSS
- Djibouti
- Gambia
- Ghana
- Guinea
- Kenya
- Liberia
- Malawi
- Nigeria
- Rwanda
- Sierra Leone
- Uganda
- Zambia
- Zimbabwe
Why bookkeeping mattersIdeas are cheap. Execution is what costs money.
Every business starts with a good idea. What decides whether it survives is what happens to the money: the stock you buy, the salaries you pay, the invoices still waiting to be paid. Without bookkeeping you only find out when the account is empty, and by then nobody can say where the capital went.
Know your numbers while there is still time to act on them.
- Where the cash isBank, mobile money and cash box, balanced every day.
- Who owes youEvery open invoice, how late it is, and in which currency.
- What you actually earnRevenue, costs and profit for the month, the quarter, the year.
How to get startedApply, get approved, activate, work.
- ApplyTell us about your company and upload your incorporation document and ID.
- Get approvedWe review every application and set up your books for your country.
- ActivatePay the annual subscription securely by card.
- WorkInvite your team and send your first quote the same day.
PricingUSD 150 the first year, for the encryption and security of your company data. Then USD 500 per year.
then USD 500 per company per year. All core features included; Financing readiness available as add-on, unlimited users.
- Encrypted connections (HTTPS) for everything you do in MyBooks.Africa
- The document vault: your identity and company documents are encrypted so that only our review team can open them, not even someone with access to our servers
- Your books kept separate from every other company, with no admin access to them
- Security updates and fixes as new threats appear, and secure hosting
From the second year, USD 500 a year keeps this protection running. We never sell your data. How we protect your data
Per company. All core features included. Unlimited users, documents and contacts.
Apply now: first year USD 150Stay in the loop
A short email when something useful happens: new features, bookkeeping tips for African traders, and our promotions. A few times a year, never more than once a month.